Verywell Health on MSN1 年
How Health Insurance Companies Prevent Adverse Selection
Adverse selection in health insurance happens when sicker people—or those who present a higher risk to the insurer—buy health ...
Harvard Business School7 年
Earnouts: The Effects of Adverse Selection and Agency Costs on Acquisition Techniques
Datar, Srikant M., Richard Frankel, and Mark Wolfson. "Earnouts: The Effects of Adverse Selection and Agency Costs on Acquisition Techniques." Journal of Law, Economics & Organization 17, no. 1 (April ...
World Finance7 年
Adverse selection
In an extreme case, the poor risks will be the only purchasers of coverage, and the insurer can expect to lose money on each policy sold. This situation, referred to as adverse selection, occurs when ...
来自MSN6 个月
Understanding the Difference Between Moral Hazard and Adverse Selection
KellyFact checked by Jiwon MaReviewed by Robert C. KellyFact checked by Jiwon Ma Moral hazard and adverse selection both describe situations where one party is at a disadvantage as a result of ...
Harvard Business School4 年
Securitization without Adverse Selection: The Case of CLOs
Benmelech, Effi, Jennifer Dlugosz, and Victoria Ivashina. "Securitization without Adverse Selection: The Case of CLOs." Journal of Financial Economics 106, no. 1 (October 2012): 91–113.