After sliding a small screwdriver into the seam above the reader, he pries the fake ... Between the two devices, scammers can capture a card’s PIN, chip, and mag strip information.

As this PIN is only known to you, your accountant (if not self-filing), and the IRS, it prevents scammers from filing a tax return using your Social Security Number and personal information.

Change your PIN frequently, especially after using your card. Keep your PIN secret and ... Regina Newman We are happy to help you avoid scams, fraud and predatory lenders. You work hard for ...