Real interest rates are dictated by the rate of inflation. Higher inflation rates erode consumers’ purchasing power and the amount of interest earned from investments such as deposits.

This percentage is known as the interest rate on the loan. For investors or savers, interest comes in the form of an annual ...

Interest rate risk in the banking book is the risk posed by adverse movements in interest rates that cause a mismatch between the rates banks set on customer loans and on deposits. For example, if ...

This might also be called your principal balance. The interest rate, which may also be called your rate of return. This is how much interest your principal balance will earn. Note that if your ...

The term fixed-rate mortgage refers to a home loan that has a fixed interest rate for the entire term of the loan. In other words, the mortgage carries a constant interest rate for the entire loan ...