These five deceptive phrases can wreck your finances before you realize what’s happening. Are you falling for them?

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Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.

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That old adage, ‘Retire without debt,’ may be going the way of the electric typewriter. Nearly every retirement-age American has debt.

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This can help you manage your debt more efficiently, and, in some cases, reduce the total amount of interest you'll pay if the new loan's APR is lower. Generally, you'll need a personal loan for ...