Among the 59 companies considered, Patelco emerged as the best secured personal lender. Secured loans can be a more ...

Since secured loans are backed by collateral, lenders generally charge less in interest fees. However, most personal loans fall under the unsecured category. That doesn't mean you can't score a ...

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Most personal loans are unsecured and have fixed interest rates. But some lenders offer secured or variable-rate loans. Personal loans are installment loans, which means the borrower receives a ...