One great advantage is that, because these letters aren’t legal documents, you can include your own personal wishes and messages to your family. Here’s everything you should include in your ...

I write about the non-financial aspects of retirement planning ... An ethical will is often called a legacy letter. Both types of wills are ways to share and pass on our beliefs, values, stories ...

EDITOR'S NOTE: This article was originally published in the June 2011 issue of Kiplinger's Retirement Report ... Drawing up a letter of instruction now can spare your family a load of aggravation ...

a letter of wishes is a statement of the intention behind the decisions you make in your estate plans. It is not a legally binding document, but its power lies in its simplicity. You can write, in ...

“Award letters are official documents that show ... Social Security issues benefits in the following categories: Retirement. Individuals who work and pay into the Social Security system are ...