HDFC Bank's ... segment as such loans account for just 1% of its total loan book. Importantly, even six quarters after HDFC Bank merged with its parent company, Housing Development Finance ...
HDFC bank personal loan is an unsecured loan which provides quick cash for all your personal needs. These loans are offered to you based on your credit worthiness as well as your overall profile.
It dictates the lower limit of the interest rate for a loan. Until the Reserve Bank of India indicates otherwise, this rate cap is fixed for borrowers.” HDFC Bank's new home loan interest rates are ...
Notably, HDFC Bank offers rates between 10.85% and 24.00%, while the State Bank of India provides attractive rates starting from 11.45% with no processing fee.
It has replaced the previous base rate system, ensuring that loan rates are more reflective of the bank's marginal cost of borrowing. Since MCLR is the minimum benchmark rate, any increase in this ...
The net interest margin, which has been the subject of investor concerns since the bank merged its home finance parent HDFC with itself, has been fairly stable and has seen an upward bias as well, ...
HDFC Bank's deposit base exceeded its advances for the first time following the merger with its parent housing finance company ... due to a decline in corporate loans. At the industry level ...
For home loans, HDFC Bank follows the External Benchmark Lending Rate (EBLR), which is linked to the policy repo rate. The current repo rate stands at 6.50 per cent. The interest rates for ...