Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

The national average CD rate on a 6-month term is 1.64% APY (Annual Percentage Yield) according to the FDIC, but you can earn much higher rates with the best 6-month CDs from online banks and ...

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to keep your money on ...

These are the best banks for certificate-of-deposit customers. All offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

If you click on links we provide, we may receive compensation. Truist Bank offers a simple CD account with several potential interest rate tiers Thomas J Catalano is a CFP and Registered ...

As we mentioned above, there are a total of 50 milestones in the Plush Parade banner event. If you don’t have time to go through every milestone, here’s a quick rundown of the top rewards you ...

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.