The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...

Our opinions are our own. But if you can’t use those side perks, it's usually a good idea to go with the Chase Sapphire Preferred® Card, which has an annual fee of $95. Earn 60,000 Membership ...