Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Many online banks and credit unions offer 2-year CD rates that are much higher than the national average APY (Annual Percentage Yield) on a 2-year CD, which is 1.45% APY. The best 2-year CD rate ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

With three back-to-back Fed rate cuts behind us in 2024 and two more expected in 2025, the year's highest CD rates have started dropping. But you haven't yet missed your chance to lock in solid ...

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells Fargo offers a limited number of CD terms with high minimum deposit ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while ...