As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie ... Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage.

Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

FHA loans let borrowers with credit scores as low as 500 qualify for a mortgage if they make a down payment of at least 10%. With a 580, you can put as little as 3.5% down. That flexibility these ...

FHA loans are often recommended for first-time homebuyers or those with less-than-stellar credit histories because they're generally easier to qualify for, come with more affordable mortgage rates ...

Need to know Although Pennymac accepts a 580 credit score for FHA loans, the advertised FHA mortgage rates on its website are for a 680 score — your rate could be higher with a lower credit score.

Who's this for: Movement Mortgage's Movement Boost program helps borrowers with a 600 credit score and 56.99% DTI with down payments and closing costs on FHA mortgages. Standout benefits ...

Offers refinancing for conventional, VA, and FHA loans. Need to know Unfortunately, as much as we like Truist's sample mortgage rates shown with or without discount points, rate assumptions such ...

Its mortgages include conventional loans (with fixed or adjustable rates), FHA loans, VA loans ... After your application is received, a loan specialist will let you know what your borrowing ...

Here are the best VA mortgage lenders of 2025 as chosen by Business Insider editors. Offers free assistance to borrowers with poor credit scores 620 Conforming, jumbo, FHA, USDA, VA, refinance ...

Rosanne, a ConsumerAffairs reviewer from Hazlet, New Jersey, said of working with Carrington Mortgage Services: "I can't say enough about my dealings with Ben, my loan specialist at Carrington ...

Rocket Mortgage originates a significant volume of first-time-buyer-friendly FHA loans. It also offers a low-down-payment mortgage and gives qualified buyers help with closing costs.