HomePath can lead buyers to discounted home prices and more flexible financing plans, creating a way to save on a new home ...

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating ...

Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets.

Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment. While they’re a mortgage product, VA loans are also a job benefit for ...

A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on ...

While they’re a mortgage product, VA loans are also a job benefit for those who have served our country.

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Some loan programs offer a zero down payment option. But more than likely, you'll need at least 3% down. You’re excited about the prospect of purchasing a home. Only you’ve heard that you may need to ...