HomePath can lead buyers to discounted home prices and more flexible financing plans, creating a way to save on a new home ...

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating ...

Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets.

Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...

A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on ...

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity faster. Buying a home got you into the game. You’ve stopped paying rent, and ...

Private mortgage insurance (PMI) is an extra cost required for borrowers putting down less than 20% on a conventional loan. It allows for earlier homeownership and can be cancelled once the borrower ...