2023年12月20日 · Learn about VA home loan limits (also called VA home loan maximums). Find out the current loan limits and how they may affect the amount of money you can borrow using a VA-backed home loan, without a down payment.

What are current VA loan limits? The current maximum guarantee authorized by the VA in most parts of the country is $806,500. VA loan limits increase based on the area. In certain high-cost counties, VA loan limits can exceed $1,209,750. You can find a complete list of VA loan limits by state and county below. Updated 2025 VA Loan Limits

The standard VA loan limit in 2025 is $806,500 for most U.S. counties, increasing 5.2% from $766,550 in 2024. VA loan limits also increased for high-cost counties, topping out at $1,209,750 for a single-family home. VA loan limits do not represent a cap or max loan amount.

On November 26, 2024, the FHFA announced the maximum conforming loan limits (CLL), also known as Freddie Mac CLL, for 2025. In the Department of Veterans Affairs (VA’s) program the CLL can impact the entitlement calculation for some Veterans. The new FHFA loan limits are found at: Conforming Loan Limit (CLL) Values. 2.

2024年12月24日 · What are VA loan limits if you have full entitlement? When do VA loan limits apply? VA loan limits by county VA loan limits example

Effective January 1, 2020, there are no county loan limits for Veterans with full VA home loan entitlement. However, county loan limits still apply to Veterans who have previously used, and not restored, their VA home loan entitlement to purchase, …

2024年1月17日 · The maximum VA loan amount for 100% financing will depend on whether you have full or partial entitlement and the lenders’ guidelines for your area. If you have full entitlement, you aren’t required to make a down payment.

2024年12月19日 · What is the maximum loan amount for a VA loan? Eligible borrowers with full entitlement status no longer have a limit on loans over $144,000. Most lenders will use the conforming loan limits for your county as a guide to determine the …