Need help beyond what’s on Medicare.gov? You can talk or live chat with a real person, 24 hours a day, 7 days a week (except some federal holidays.) 1-800-MEDICARE ( 1-800-633-4227 )

Live chat with us, and find local organizations that can help answer your Medicare questions. You can also: Call us at 1-800-MEDICARE (1-800-633-4227). Help from Medicare is available 24 hours a day, 7 days a week, except some federal holidays. TTY users can call 1-877-486-2048.

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

There are programs run by the states that can help lower your Medicare costs. Find out if you’re eligible for these programs, how to apply, and other ways to save on your Medicare coverage.

Medicare Extra Help Program What’s Extra Help? “Extra Help” is a Medicare program to help people with limited income and resources pay Medicare drug coverage (Part D) costs. Some people qualify automatically for Extra Help, while others need to apply. The Extra Help program can help pay these Medicare drug costs:

Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program. If you qualify, Medicare Savings Programs might also pay your Part A and Part B deductibles, coinsurance, and copayments.

The Medicare Beneficiary Ombudsman helps you with Medicare-related complaints, grievances, and information requests. They make sure you have Medicare rights and protections information and understand how to get your concerns resolved.

If you need or get help with costs, have Medicaid, or have a disability, find programs and resources to help you with your Medicare coverage.

Go to any doctor or hospital that takes Medicare, anywhere in the U.S. Find providers that work with Medicare. Join a separate Medicare drug plan (Part D) to get drug coverage. Buy a Medicare Supplement Insurance (Medigap) policy to help lower your share of costs for services you get.

People with limited income and resources may qualify for help paying their Medicare premiums, deductibles, coinsurance, copayments and prescription drug costs. If you qualify for help with your Medicare costs, you may get one or more of the mailings below from Medicare, Social Security, or your health or drug plan.