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2024年10月30日 · The Office for Budget Responsibility has increased forecasts for both house prices and future mortgage rates compared to its March predictions. In its latest Economic and Fiscal Outlook, published today, the independent body says it expects average interest rates on outstanding mortgages to rise from around 3.7 per

2018年3月29日 · Black Wednesday September 1992 The UK’s withdrawal from the European Exchange Rate Mechanism on 16 September 1992 meant a rise in the base interest rate from 10 per cent to 12 per cent at 10.30am on that day; later that day there was a promise from John Major’s government to raise the rate further to 15 per cent.

2024年10月30日 · Chancellor Rachel Reeves has increased the stamp duty surcharge on second homes and investment properties from 3% to 5%, effective from tomorrow. Announced in today’s Autumn Budget, Reeves stated: "In our manifesto we committed to reforming stamp duty land tax to raise revenue while supporting those buying their

2024年11月13日 · Barclays is the latest major lender to confirm rate increases across its mortgage product range. Changes which come into effect from 14 November include, on residential purchase only, the 3.96% Premier two year fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, increasing to 4.30% The 4.12% five-year fixed

2024年10月8日 · Halifax has launched a further advance affordability calculator. The move comes after the lender streamlined further advance applications on its broker hub last month. It says the feature comes as a new option on its existing mortgage affordability calculator, which allows intermediaries to “quickly check the maximum

2025年1月10日 · HSBC will introduce a new fixed-rate product for high earners and launch a range of residential rate cuts on Monday. The high street bank will debut a two-year premier exclusive range with a £999 fee for most residential, purchase, remortgage and existing customers, The announcement came in a note to brokers without

2024年11月20日 · The Mortgage Works has confirmed changes to selected rates across its New Business and Existing Customer Switchers product ranges. From 21 November for New Business there are a combination of rate increases and rate cuts. These include: TMW’s buy to let two year fixed 65% LTV with no application fee has increased to

2024年12月23日 · As the market closes on a somewhat turbulent year, there is cautious optimism within the industry for 2025. The Intermediary Mortgage Lenders Association (IMLA) has predicted that 2025 will see healthy lending growth, greater intermediary business and more remortgaging. In its latest report the association expects

2024年9月10日 · Barclays has become the latest lender to halve the amount of time borrowers have to lock down a new rate from six months to three. It follows similar moves from Halifax, Nationwide and Santander. In a message to brokers, Barclays says it is reducing its product transfer window from 180 days to 90. The lender says it